TERMS AND CONDITIONS

These terms and conditions govern your use of our website (www.wealthandfinance-intl.com) together with all email correspondence, bookings made for features, editorial, deal records or other print or advertisements either on our website or in our monthly magazine “Wealth & Finance International”. If you do not accept our terms, please immediately cease to use this website. We reserve the right to amend, alter or vary the terms at any time.

USE OF WEBSITE

You are permitted to use our website for your own purposes and to print and download material from this website provided that you do not modify any content without our consent.

Material on this website must not be republished online or offline without our permission. The copyright and other intellectual property rights in all material on this website are owned by us (or our licensors) and must not be reproduced without our prior consent.

We collect and store information from users of our website and via our email services through registration. We retain the right to use all information for e-marketing purposes. Receivers of any communication from us may opt out at any point; however their information will remain on our files.

We reserve the right to disclose your information to our service provider’s affiliates and agents for the purpose of e-marketing. They will only use the data as instructed by us.

SITE UPTIME

We will not be liable if this website is unavailable at any time, for any reason including issues such as system failure, maintenance or repair or for reasons beyond our control.

VISITOR CONDUCT

In accordance with our privacy policy, any material you send or post to this website is deemed non-proprietary and not confidential and unless you give us prior written notice to the contrary we will be free to copy, disclose, distribute, incorporate and otherwise use such material for any and all purposes.

When using this website you shall not post or send to or from this website any material for which you have not obtained all necessary consents; that is discriminatory, obscene, pornographic, defamatory, liable to incite racial hatred, in breach of confidentiality or privacy, which may cause annoyance or inconvenience to others, which encourages or constitutes conduct that would be deemed a criminal offence, give rise to a civil liability, or otherwise is contrary to the law in the United Kingdom; which is harmful in nature including, and without limitation, computer viruses, Trojan horses, corrupted data, or other potentially harmful software or data.

We will fully co-operate with any law enforcement authorities or court order requiring us to disclose the identity or other details of any person posting material to this website in breach of these terms and conditions.

LINKS TO AND FROM OTHER WEBSITES

In accordance with the requirements of the Data Protection Act 1998 we keep secure records which contain personal information about you. We cannot ensure or warrant the security of any information you transmit to us before we receive it.

Our website contains links to other websites which are outside our control and are not covered by this privacy policy. We are not liable for the practices of such third party website operators in respect of your personal information.

BOOKING, PAYMENT AND CANCELLATION

Any booking made within our publication will be delivered to you via email on the day of publication. If you have not received a copy within 24 hours, please contact us directly so that we may forward another copy immediately.

Cancellations can only be made and will only be accepted within 24 hours of the initial booking date. Cancellation fees may be charged if we are unable to re-sell your booking and may be up to 50% of the invoice value. Please note that if you do not supply your copy or advert by the due deadline we reserve the right to print only your contact details and payment will be required in full.

Clients who are severely late in paying their invoice, or who fail to correspond with us will have their invoices passed on to a Debt Collection Agency for recovery. Any additional costs, including late payment fees and interest will be added to the invoice value.

Invoices may be subject to VAT depending on where you ‘the client’ are based. We ask that our clients ensure they are familiar with VAT requirements in their home country.

A surcharge of 3% is added on to all invoices that you ‘the client’ choose to pay by credit card.

Any booking made outside of the United Kingdom will incur a £15.00 International Administration fee.

DISCLAIMER 

We take all reasonable steps to ensure that the information on this website is correct. However, we do not guarantee the factual accuracy or completeness of material on this website. We reserve the right to make changes to the material on this website at any time and without notice.

The material on our website is provided without any conditions or warranties of any kind. To the maximum extent permitted by law, we provide access and use of this website on the basis that we exclude all representations, warranties and conditions which but for these Terms may have effect in relation to this Website.

No information contained on or in this website constitutes investment advice or an offer to invest or to provide management services and is subject to correction, completion and amendment without notice. Neither AI nor any of its associated entities are authorised to give financial advice of any nature nor are they regulated by the Financial Services Authority.

Prior to making any investment, AI recommends that any prospective investor should consult with its own investment, accounting, legal and tax advisers to evaluate independently the risks, consequences and suitability of that investment.

EXCLUSION OF LIABILITY

Neither we nor any other party (whether or not involved in producing, maintaining or delivering this website), shall be liable or responsible for any kind of loss or damage that may result to you or a third party as a result of your or their use of our website. This exclusion shall include servicing or repair costs and, without limitation, any other direct, indirect or consequential loss, and whether in tort or contract or otherwise in connection with this website.

Nothing in these Terms shall exclude or limit liability for (i) death or personal injury caused by negligence (as defined by the Unfair Contract Terms Act 1977); (ii) fraud; (iii) misrepresentation as to a fundamental matter; or (iv) any liability which cannot be excluded or limited under the law of the United Kingdom.

GOVERNING JURISDICTION
These terms and conditions are governed by and construed in accordance with the laws of England and Wales and any dispute arising in connection with these are subject to the exclusive jurisdiction of England and Wales.

Please note that if you do not supply your copy or advertisement by the due deadline we reserve the right to produce an article or advertisement on your behalf. Payment will be required in full on production of a pdf proof of the said article or advertisement.